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Protect your investment against resident-caused damages and neglect.

United Defense Insurance helps owners recover losses from resident neglect, including accidental fires, water damage, and remediation expenses, improving operating performance and ROI.

  • Designed for Multifamily Owners
  • No Cost to Ownership
  • Compliance-Ready
  • Portfolio-Scalable
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Resident Neglect Can CreateExpensive Problems

  • Water leaks damaging multiple units
  • Resident-caused fires and negligence
  • Liability claims pulling owners into lawsuits
  • Rising premiums from frequent claims
  • Inconsistent renters insurance compliance

Your property insurance doesn’t have to be the first line of defense for resident caused damages.

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United Defense Insurance
is a defensive buffer between resident behavior and bottom line consequences.

United Defense is not a renters insurance policy. It is a landlord protection policy designed to recover resident-caused damages when responsibility cannot be enforced.

Step 1

Embed Coverage Into Leasing & Renewals

Coverage is activated automatically through leasing and renewal workflows.

Step 2

Resident Liability Fee Is Paid

A monthly resident-paid liability fee triggers and maintains coverage.

Step 3

Ownership Benefits from Ancillary Income

Typical resident fees range from $12–$25 per month, while ownership pays approximately $8 per unit for key coverage and multifamily endorsements.

A Unique Alternative to Traditional Renters Insurance

Designed exclusively to protect landlord assets from resident caused damages.

Traditional
Renters Insurance

  • Focused on resident belongings
  • Low participation rates
  • Difficult to track third-party policies
  • Limited coverage for landlord specific damage
  • No structured ancillary income

United Defense Insurance

  • Landlord is the named insured
  • Embedded participation through lease
  • No third-party tracking required
  • Coverage for resident-caused property damage
  • Built-in ancillary income model

Typical resident fee: $12-25 per month

Ownership premium: Approximately $8 per unit

Result: Positive ancillary income while improving protection.

United Defense Insurance turns resident liability into a
strategic risk-management and revenue tool.